The Mortgage Sensei

The Mortgage Sensei
Areas we serve

Mortgage Broker in 11 States

Duane Buziak is licensed in Virginia, Florida, Tennessee, Georgia, North Carolina, South Carolina, Maryland, Washington, DC, West Virginia, Texas and Kentucky. Pick your state for local loan notes, a payment estimate and the next step.

Where Duane lends

Tap a gold state. Layout is a tile map, not to scale.

Choose your state

Each page covers local closing costs, housing agency programs, loan options and an estimator with that state in mind.

The same process in every state

  • Tell Duane your goal. Buying, refinancing or just planning. Share your timeline and rough numbers.
  • He compares your options. Conventional, FHA, VA and jumbo, plus any state housing agency programs that fit.
  • You choose with real numbers. You see the payment, the cash to close and the tradeoffs before you commit.

Areas FAQ

Which states is Duane licensed in?

Virginia, Florida, Tennessee, Georgia, North Carolina, South Carolina, Maryland, Washington, DC, West Virginia, Texas and Kentucky. Mortgage licensing is state by state, so each state has its own page.

How can I verify Duane's license?

Look up NMLS #1110647 at NMLS Consumer Access (nmlsconsumeraccess.org). It lists each state license and its status.

What if my state is not listed?

Duane can only help with homes in the states shown here. If you are unsure, send a note and he will tell you.

Can I start before I find a home?

Yes. Many buyers talk to Duane first to see their options and a realistic price range. A preapproval makes your offer stronger once you start looking.