The Mortgage Sensei

The Mortgage Sensei
Legal

Terms and Conditions

The ground rules for using themortgagesensei.com, in plain language.

Last updated October 2026

On this page
  1. Accepting these terms
  2. What this site is
  3. No loan commitment
  4. Calculators and estimates
  5. No professional advice
  6. New York
  7. Third-party links
  8. Content and ownership
  9. Using the site responsibly
  10. Text messages
  11. Age
  12. No warranties
  13. Limit on liability
  14. Governing law
  15. Changes
  16. Contact us

Accepting these terms

By visiting or using this site you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the site.

What this site is

The site shares information about mortgage products and services offered by Duane Buziak, Mortgage Maestro, NMLS #1110647, through Coast2Coast Mortgage, LLC, NMLS #376205, and lets you contact us. Content on the site should be considered an advertisement.

Nothing on the site replaces a loan estimate, a loan agreement or the disclosures you receive when you apply.

No loan commitment

Information on this site is not an indication of loan qualification, loan approval or a commitment to lend. All loans are subject to application, credit approval, underwriting, property appraisal and program guidelines. Rates, terms and programs can change without notice, and other limits may apply.

Calculators and estimates

Calculators, estimators and sample figures on the site are for illustration only. They use simplified assumptions and the numbers you enter. They are not a rate quote, a loan offer or advice about what is right for you. Your actual payment, costs and eligibility depend on your full application. Reverse mortgage figures in particular are rough ranges.

No professional advice

Content here is general education. It is not legal, tax or financial advice. Talk with a qualified professional about your own situation.

New York

This site is not authorized by the New York State Department of Financial Services, and we do not accept loan applications for properties in New York through this site.

Content and ownership

The text, design, graphics, logos and other materials on the site belong to us or our licensors. You may view and print pages for your own personal use. You may not copy, republish, sell, rent, sub-license or redistribute site materials without our written permission.

Using the site responsibly

  • Give accurate information when you contact us
  • Do not misuse the site, attempt to break or overload it, or try to access it without permission
  • Do not use the site to send spam, malware or unlawful material

Text messages

If you opt in to texts, you agree to receive informational messages from us. Frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. Details are in the Text messages section of our Privacy Policy.

Age

The site is intended for adults 18 and older.

No warranties

We work to keep the site accurate and available, but it is provided "as is" and "as available," without warranties of any kind. We do not promise that it will be error-free, uninterrupted or free of viruses.

Limit on liability

To the fullest extent the law allows, we are not liable for losses or damages that result from using, or being unable to use, the site or its content, including errors in information. Nothing here limits rights you have under law that cannot be waived.

Governing law

These terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict of law rules, and subject to any consumer protections that apply where you live.

Changes

We may update these terms by posting a new version here. Using the site after a change means you accept it.

Contact us

Duane Buziak, Mortgage Maestro
Coast2Coast Mortgage, LLC
4860 Cox Rd, Ste 200, Glen Allen, VA 23060
Phone: 804-212-8663
Email: duane@coast2coastml.com
NMLS #1110647 (Duane Buziak) and NMLS #376205 (Coast2Coast Mortgage, LLC)

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