NEW HOMES · 11 STATES
Builder incentives, completion timelines and new-home appraisals all shape the loan. Duane helps you compare financing before you sign.
Licensed in 11 states
Compare many lenders
No-pressure advice
WHAT IT IS
Builders often offer incentives such as closing cost help or rate buydowns when you use their preferred lender. Comparing that offer with other lenders can show you which is stronger.
Honest comparison matters. I shop many lenders and put the numbers side by side, so you can decide with the full picture.
Compare a builder's lender incentive with other offers, including credits, buydowns and rates.
New-home appraisals rely on nearby sales. We plan for the chance the value differs from the contract price.
Conventional, FHA and VA are common on new homes. Down payment help may apply on eligible purchases.
Completion dates move. I help you time your rate lock and avoid surprises.
HOW IT WORKS
01
Know your budget before you tour and before you sign.
02
Ask the builder for incentive terms in writing and I will compare them with other options.
03
Choose a lock period that matches the expected completion date, with an extension option if the build slips.
04
Final inspection, final numbers and closing.
LOCAL KNOW-HOW
Program availability can vary by state and by lender. I check what is offered where your property is located.
Virginia
Builder communities are active around Richmond, Hampton Roads and the Northern Virginia suburbs.
Tennessee
Growth around Nashville and across East Tennessee brings steady new-home inventory.
Georgia
Metro Atlanta suburbs and coastal Georgia have many builder communities to compare.
FAQ
It is your choice. Compare the incentive against other offers in writing. I am happy to provide a side-by-side.
You may renegotiate, bring more cash or request a review. Planning ahead helps.
Often, on eligible primary-residence purchases through Virginia Housing, THDA or Georgia Dream. Program rules apply.
EXPLORE MORE
NEXT STEP
Send me the builder offer and I will compare it with other options. No obligation.
Duane Buziak, NMLS #1110647, Coast2Coast Mortgage, LLC, NMLS #376205. Licensed in VA, FL, TN, GA, NC, SC, MD, DC, WV, TX and KY. Equal Housing Lender. This information is educational and is not an indication of loan qualification, approval or a commitment to lend. Rates, programs and guidelines change and are subject to credit approval.
