Single-Wide Mobile Home Loans · 11 states
Many lenders turn single-section homes away. I look across lenders and programs to find financing for eligible single-wide manufactured homes in the 11 states where I am licensed.
Licensed in 11 states
Compare many lenders
No-pressure advice
The Basics
A single-wide, or single-section, manufactured home has fewer financing options than a multi-section home. Many lenders do not offer it at all, but programs such as FHA and VA may finance single-wides that meet foundation, size and age guidelines.
Conventional programs generally require a multi-section home, so the choice of loan matters from day one. As a broker, I can check lenders a single bank branch may not offer.
FHA and VA may finance eligible single-wides. Conventional programs generally require a multi-section home.
The home generally must be permanently attached to an approved foundation and treated as real property.
Homes must meet minimum size standards and be built after June 15, 1976, with HUD labels in place.
Titling the home and land together as real property opens the most options.
How It Works
01
We confirm the home's year, size, labels, foundation and land situation.
02
I review your credit and income so you know where you stand.
03
I look across lenders for a program that allows your home type.
04
The appraisal confirms value and foundation compliance. I coordinate closing.
Where I Lend
Zoning and foundation standards are local, so I check them early.
Virginia
Zoning rules and foundation standards vary by county. I confirm them with you before you make an offer.
Tennessee
Single-wide homes are common on family land and in rural counties. We check title and foundation early.
Georgia
Many Georgia buyers choose single-wides for affordability. I help you see which programs actually fit the home.
Common Questions
Some will and many will not. As a broker I can look across lenders for programs that allow it.
Usually yes for the best terms. Land lease and community situations have additional rules.
Different lenders have different guidelines. I check options a single lender may not offer.
Explore More
Next Step
Share the home and land details and I will tell you which programs may work. No pressure and no obligation.
Duane Buziak, NMLS #1110647, Coast2Coast Mortgage, LLC, NMLS #376205. Licensed in VA, FL, TN, GA, NC, SC, MD, DC, WV, TX and KY. Equal Housing Lender. This information is educational and is not an indication of loan qualification, approval or a commitment to lend. Rates, programs and guidelines change and are subject to credit approval.
