Moved Manufactured Home Loans · 11 states
Relocating a manufactured home adds steps that lenders need to see. I help you plan the move, the foundation and the financing together in the 11 states where I am licensed.
Licensed in 11 states
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No-pressure advice
Planning Ahead
When a manufactured home is moved to new land, lenders typically require it to be set on a permanent foundation, reconnected to utilities and certified as meeting guidelines. The financing is planned around the home being properly set.
Transport, set-up, foundation, utilities and permits add up quickly. I review the full project budget with you so you know what the loan can cover and what you will need to cover yourself.
A licensed engineer's certification and the appraisal confirm that the foundation meets HUD guidelines after the move.
The home must still carry its HUD certification label and data plate, and it must have been built after June 15, 1976.
Transport, set-up, utilities, permits and site work all need to be planned before closing.
Talk to me before you sign a contract to move a home, so the plan fits lender rules from the start.
How It Works
01
We go over the home, the land, the move and the budget before you commit.
02
I review your credit and income to see which programs fit.
03
I line up the financing with the timing of the move and set-up.
04
Once the home is set and certified, the appraisal and closing follow.
Where I Lend
Permits, zoning and site conditions vary by county, so local details matter.
Virginia
Virginia counties each have their own permit and zoning rules for relocated homes. Confirm yours before you buy or move anything.
Tennessee
In Tennessee, many buyers purchase land and place a home on it. We look at the land and home financing together.
Georgia
In Georgia, soil, flood zone and utility access can affect the project and the appraisal.
Common Questions
Yes, but the financing depends on the situation. Whether you buy land, refinance or build a foundation, I help you pick the right path.
Moves, foundations and inspections add time compared with a standard purchase. I help you plan a realistic schedule.
That is set by your contract terms. Some costs may be financed and others paid in cash. We review it before you commit.
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Next Step
Share the home, land and timeline and I will map out the financing. No pressure and no obligation.
Duane Buziak, NMLS #1110647, Coast2Coast Mortgage, LLC, NMLS #376205. Licensed in VA, FL, TN, GA, NC, SC, MD, DC, WV, TX and KY. Equal Housing Lender. This information is educational and is not an indication of loan qualification, approval or a commitment to lend. Rates, programs and guidelines change and are subject to credit approval.
