DOWN PAYMENT ASSISTANCE · 11 STATES
State housing agencies offer help with down payments and closing costs. Duane helps you see which programs may fit and how to pair them with a loan.
Licensed in 11 states
Compare many lenders
No-pressure advice
WHAT IT IS
Down payment assistance, often called DPA, comes as grants, forgivable loans or low-interest second mortgages. Programs set income limits, purchase price limits and buyer requirements.
Terms change often, and funds can run out. I check current guidelines, so I do not quote amounts here. Ask me what is available today.
Offers down payment and closing cost help for eligible buyers. Program rules apply.
Tennessee Housing Development Agency programs pair a loan with assistance for eligible buyers.
Georgia's housing finance programs offer assistance for eligible buyers.
Some cities, counties and employers run their own programs. I help you look.
HOW IT WORKS
01
Income, price limits, credit and location all matter.
02
I compare programs and loan types to find a workable combination.
03
Many programs require a homebuyer education course.
04
We follow the program's timeline and documentation so closing stays on track.
LOCAL KNOW-HOW
Many agency programs are offered through approved participating lenders. I confirm availability before you plan around a program.
Virginia
Programs vary by area and income, and some focus on first-time buyers.
Tennessee
THDA programs follow their own lender and borrower requirements. I confirm what is available through my lender network.
Georgia
Georgia Dream options depend on income, price and location. I check current guidelines for you.
FAQ
Some programs require it and some do not. It depends on the program and the area.
It depends. Some assistance is a grant, some is forgiven over time and some is repaid. I explain the terms.
Often, depending on the program. Rules vary, so I check which loan types pair with each one.
EXPLORE MORE
NEXT STEP
Tell me your area and income range and I will check current programs. No obligation.
Duane Buziak, NMLS #1110647, Coast2Coast Mortgage, LLC, NMLS #376205. Licensed in VA, FL, TN, GA, NC, SC, MD, DC, WV, TX and KY. Equal Housing Lender. This information is educational and is not an indication of loan qualification, approval or a commitment to lend. Rates, programs and guidelines change and are subject to credit approval.
